Employment Practices Liability Insurance (EPLI) provides protection for an employer against claims made by employees, former employees, or potential employees. It covers several forms of discrimination, wrongful termination, harassment, and other employment-related allegations.

Coverage Options:
  • Limits – Primary or Excess
  • Third Party Discrimination
  • Fair Labor Standards Act (FLSA)
    • Sublimit per claim/aggregate
    • Applicable to defense and indemnity
  • Sexual Harassment
  • Punitive damages, where allowed by state law, up to policy limits
  • Vicarious liability for intentional acts

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