National Specialty Underwriters, Inc. Announces
Insurance program for Kidney Dialysis Facilities takes new approach for niche market.

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BELLEVUE, Wash. - (March 21, 2002) ñNational Specialty Underwriters, Inc. (NSU) introduces
SelectDialysis, an insurance product designed specifically for renal care providers.
Ed Zarrella, NSU Vice President for Healthcare Programs, is excited by the prospects of this
program. "SelectDialysis revolutionizes the way these facilities are treated by the insurance
community. For the first time, these customers will have access to coverage and services that truly
address their unique needs."

SelectDialysis, like all NSU products, will be distributed exclusively through retail agents and brokers
nationwide. In addition, this program will benefit from the purchasing power of NSU Purchasing
Groups.

About SelectDialysis
SelectDialysis is a national insurance program that meets the unique needs of dialysis facilities. The
program offers Professional Liability and General Liability coverages for qualified dialysis centers.
Medical directors, nurses, technicians, and other employees are included in the entity coverage.
SelectDialysis is administered and marketed by NSU, and backed by exceptional NSU
customer service. Coverage is provided by a recognized carrier dedicated to the healthcare industry
and rated "A" by A.M. Best. Customers can continue to work with their trusted individual agents and
brokers to access this program.

About Kidney Dialysis Facilities
Kidney Dialysis is a life-sustaining medical treatment that partially replaces the function of the
kidneys in cleaning and filtering blood. Over 350,000 people in the U.S. receive this treatment for
chronic kidney failure, often called End-Stage Renal Disease (ESRD). Currently, there are more than
3,600 Medicare-approved dialysis centers treating ESRD patients. Traditionally, Renal Care
Providers have had few choices and limited options when placing their medical malpractice
insurance.

About National Specialty Underwriters
NSU is a program administrator for niche market insurance. NSU programs are distributed through
hundreds of retail agents and brokers nationally. To better serve their agency force, NSU developed
specialized purchasing groups, including Healthcare Insurance Group. Kidney dialysis centers will
benefit from the competitive premiums and specialized services of this purchasing group.

For Further Information about SelectDialysis
Contact NSU Healthcare for more information. Call (425) 450-1090 or visit www.nsui.com.

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